About

10+ years turning complex programs into clean delivery.

A certified project, business analysis and product professional who leads banking and enterprise-finance transformation — and builds the AI tools that make that work faster.

Illustrated portrait of Vijay Gaggar
My story

A decade of leading delivery where the stakes are high

I've spent 10+ years directing end-to-end delivery of banking and enterprise-finance programs — the kind where compliance is non-negotiable and one missed detail is expensive.

Across BFSI and global markets I've led cross-functional teams of up to 15 people, owned delivery governance and stakeholder alignment, and managed program value up to USD 3 million for clients including UBS, Microsoft and Credit Suisse. Today I lead enterprise finance systems delivery — financial close, treasury integration and intercompany accounting — across 20+ global legal entities.

Alongside the consulting work, I'm building practical AI tools that take the friction out of everyday business tasks. Same discipline, pointed at a faster way of working.

PMP®CBAP®CSPO® Azure AI-900Google Cloud GenAI
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Key achievements

Outcomes I'm proud of

0 defects
Global investment bank

Zero-defect AI migration

A multi-million-dollar AI migration delivered to 100% regulatory compliance with zero critical production defects.

30%
Capital markets

Reporting-cycle reduction

Automated capital-market reporting that cut cycle time by 30% while improving accuracy.

100%
All engagements

Stakeholder sign-off

Aligned cross-functional stakeholders to full sign-off on solution and detailed design documents.

Career journey

The path so far

APR 2026 — PRESENT

Sr Principal IT Applications Specialist · Gen Digital

Leading enterprise finance systems delivery — financial close, treasury integration and intercompany accounting across 20+ global legal entities.

FEB — APR 2026

Principal Consultant · Aligned Automation (client: Dell)

Led digital transformation and automation initiatives, driving workflow optimisation and an AI/ML implementation strategy.

2020 — 2026

Business Analyst · Wipro (UBS, Microsoft, Credit Suisse)

Led banking transformation programs across credit and trade finance, delivering AI-driven solutions with 100% stakeholder sign-off.

2016 — 2020

Sr Software Engineer · Newgen Software

Delivered BPM-based automation for banks across India, Dubai, Oman and Nigeria, improving turnaround and operational efficiency.

Credentials

Certifications & education

CBAP®

Certified Business Analysis Professional — IIBA, 2024.

CSPO®

Certified Scrum Product Owner — Scrum Alliance, 2025.

PMP®

Project Management Professional — PMI, 2026.

Azure AI-900

Microsoft Certified: Azure AI Fundamentals.

Google Cloud GenAI

Google Cloud Certified — Generative AI Leader.

MCA & BCA

Master & Bachelor of Computer Applications — Pune & Jodhpur, India.

Principles

How I approach the work

01

Plain language

I explain things the way a business owner would want them explained — no jargon for its own sake.

02

Map before you build

Understanding the current state first prevents expensive surprises later.

03

Hand over ownership

The goal is a system or site you can run confidently without me.

Want to work together?

Whether it's an ERP challenge or a brand that needs a digital home, I'd like to hear about it.

Get in touch
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